Knowledge is Power

Resources

Welcome to the Resource Center!

We’ve put together a library of information on important financial topics that we believe you’ll find helpful. We also encourage you to visit our blog and subscribe to our email list to receive news and information direct to your inbox.

Simply click on any of the general financial topics and you’ll find a selection of easy-to-understand information about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.

Market & Economy

Monthly Economic Update: July 2020

Quarterly Economic Update: Q2 2020

BCJ Insights News

Retirement

Retirement Planning: A BCJ Insights Special

Focus On Retirement: A BCJ Insights Special

BCJ Insights Retirement News

Explore the different ways you can help finance the costs of higher education. How can you help cover your child’s future college costs? Saving early (and often) may be key for most families. Here are some college savings vehicles to consider. 529 college savings plans. Offered by states and some educational institutions, these plans allow you to save up to $15,000 per year for your child’s college costs without having to file an I.R.S. gift tax return. A married couple can contribute up to $30,000 per year. However, an individual or couple’s annual contribution to a 529 plan cannot exceed… [...]

A deep dive into workers’ expectations in retirement versus actual income sources. Will your retirement dreams match your reality? That’s perhaps the most critical question to ask people who are currently retired. Was your retirement what you expected, or was it something else? For more than 30 years, the Employee Benefit Research Institute (EBRI) has conducted the Retirement Confidence Survey, which gauges the views and attitudes of working-age and retired Americans regarding retirement and their preparations for retirement.1 Part of the survey takes a deep dive into workers’ expectations for sources of income in retirement versus retirees’ actual income sources.… [...]

Momentum Strength for Market Insight

Written by: Benjamin Bimson CIMA®, CMT® / CIO, BCJ Financial Group Looking to momentum as an important datapoint for market insight. As we complete more than a year of astounding market returns, it is not surprising to ask how long this move up will last. There are no shortage of anecdotal responses to this line of thought. It’s important to hold strongly to maintaining discipline and sticking to facts, and to look at history as a guide of how things have played out in the past. However, it is also important to remain aware of the current environment and stay… [...]